Bank of Baroda, Mudra Loan

Bank of Baroda’s PRADHAN MANTRI MUDRA YOJANA (PMMY), a flagship scheme of government of India, changed into released on 8th April, 2015 by using the Hon’ble prime Minister to “fund the unfunded” by bringing such organizations to the formal financial device and increasing inexpensive credit score to them.

Credit facilities
Any form of Fund based or Non Fund based totally facility.
No minimum amount under mudra bank loan scheme. Maximum amount is – Rs.10.

00 lacs. Under Mudra Bank.

Categorization of MUDRA Loans
SHISHU : Loans sanctioned below the scheme up to Rs.50000

KISHORE : Loans sanctioned under the scheme from Rs.50001 to Rs.5.00 lacs

TARUN : Loans sanctioned beneath the scheme from Rs.5,00,001 to Rs.10.00 lacs


Security Deposit Under Mudra Bank Scheme.
property created out of the bank’s finance.
No collateral security.

Eligibility require with the aid of bank of Baroda

All “Non farm businesses”
underneath “Micro enterprises” and “Small establishments” segment
engaged in “profits producing activities”
engaged in “production, trading and offerings“ and
whose “credit score wishes are up to Rs.10.00 lacs”
Now allied agriculture activities have also been protected underneath PMMY scheme w.e.f. 01.04.2016.

hobby price of financial institution of Baroda for Mudra mortgage.

Limits                                                     Micro enterprises                  Small organisations
as much as Rs.50000/-                      MCLR+SP                               (MCLR+SP)+0.50%
Above Rs.50000/- to Rs.2.00 lacs   (MCLR+SP)+0.50%              (MCLR+SP)+zero.70%
Above Rs.2.00 lacs to Rs.10.00 lacs (MCLR+SP)+0.70%              (MCLR+SP)+zero.eighty five%

Processing charges : Nil

Tags:- Bank of Baroda, Bank of Baroda Mudra Loan, Bank of Baroda Mudra Loan Interest, Bank Of Baroda Mudra Loan Scheme, Bank of Baroda PMMY Mudra Loan. 

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1 comment - What do you think?  Posted by JIAN - January 24, 2018 at 9:00 am

Categories: Bank, Bank Of Baroda, Bank of Baroda, Interest Rate, Mudra Bank, MUDRA Loan   Tags: , , , ,

Punjab National Bank Mudra Loan Scheme

Punjab National Bank Mudra Loan Scheme 

‘Pradhan Mantri Mudra Yojana’ (PMMY) become released to ‘fund the wished’ via bringing such organizations to the formal economic device, and lengthening less expensive credit score to them.

underneath PMMY MUDRA Scheme, Punjab National Bank affords economic assistance upto Rs.10 lakh to non-farm enterprises for manufacturing, buying and selling and services activities, for earnings era purpose.

Sports allied to Agriculture” e.g.

pisciculture, beekeeping, hen, livestock rearing, grading, sorting, aggregation agro industries, diary, fishery, Agriclinics and Agribusiness centers, food & Agro-Processing, and so forth. (except for crop loans, land improvement along with canals, irrigation, wells ) and offerings helping those, which promote livelihood, will be eligible for coverage beneath PMMY w.e.f. 2016-17.

However, funding under the “activities allied to Agriculture” class is performed as in line with the financial institution’s current Allied agriculture schemes and the terms and conditions, Margin, Collateral, reimbursement, rate of interest will be as according to the hints of RBI / financial institution.

Any individual / proprietary situation / partnership company / organization / affiliation of people (AOP) / restrained legal responsibility partnership (LLP) / and so on., not a defaulter to any financial institution / monetary group is eligible for Mudra mortgage .

Following are the 3 variants of the MUDRA loans :
1. Shishu (upto Rs. 50,000)
2. Kishore (above Rs. 50,000 to Rs. five lakh)
3. Tarun (above Rs. 5 lakh to Rs. 10 lakh)

PNB Mudra Bank Loan Interest : The fee of hobby applicable to the MSME devices is in the variety of MCLR to MCLR +2.25% (challenge to change, as in step with govt /RBI pointers, issued every now and then)

list OF basic documents Require PNB MUDRA bank mortgage
1. evidence of identification i.e. Self certified reproduction of Voter’s identity card / riding License / PAN Card
/ Aadhaar Card / Passport / photograph Ids, issued by means of govt. authority and so on.
2. evidence of residence i.e. recent smartphone invoice / energy invoice / belongings tax receipt /
Voter’s id card / Aadhaar Card / Passport of man or woman / proprietor / partners,
certificate issued with the aid of govt. Authority/neighborhood Panchayat / Municipality etc.
3. Applicant’s current image (2 copies) no longer older than 6 months.
4. evidence of SC/ST/OBC/Minority, if relevant.
five. evidence of identity / cope with of the commercial enterprise organization , if available.
6. statement of Account from the present Banker, for the remaining six months, if any.
7. citation of machinery / other gadgets, to be bought.

1. proof of identity i.e. Self licensed replica of Voter’s id card / using License / PAN
Card / Aadhaar Card / Passport / photograph Ids issued via govt. authority and many others.
2. proof of house i.e. latest smartphone invoice / electricity invoice / property tax receipt /
Voter’s identity card / Aadhaar Card / Passport of man or woman / proprietor / partners,
certificate issued by using executive. Authority/neighborhood Panchayat / Municipality etc.
3. proof of SC/ST/OBC/Minority, if applicable.
4. proof of identification / cope with of the enterprise employer – Copies of applicable Licenses /
Registration certificate / hire or lease agreement/ different files bearing on
the possession, identity of deal with of commercial enterprise unit / Udyog Aadhaar Memorandum.
five. assertion of Account from the existing Banker, for the closing six months.
6. remaining years unaudited stability sheets of the present devices, along with profits tax
/sales tax returns and so forth. (applicable for loans of Rs. 2 lakh and above).
7. Projected stability sheets of begin-ups / current units for 365 days, in case of operating
capital limits and for the period of the mortgage in case of term mortgage (applicable for loans
of Rs. 2 lakh and above).
8. sales done throughout the cutting-edge economic yr, up to the date of submission of
application (in case of present devices).
9. Proforma Invoices / Quotations for the assets to be bought and estimates for the
civil works, if any to be undertaken. issue of technical feasibility and financial
viability may be discussed with borrower, if felt vital.
10. Asset & legal responsibility statement of the borrower such as, directors & companions.
11. Memorandum and Articles of association of the organization/Partnership Deed of
partners and so on., wherever applicable.
12. images ( copies) of applicant / proprietor / companions / directors no longer older than 6

Source:- PNB

Click here to download PNB Mudra Loan Application.

Tags:- PNB Mudra Loan, PNB Mudra Bank Scheme, PNB Mudra Loan application Form, PNB Mudra, PNB PMMY Mudra, PNB PMMY, PNB Mudra Application, PNB Online Mudra Loan, PNB Online Mudra Scheme, PNB Mudra Yojana, Punjab National Bank Mudra, Punjab National Bank Mudra Scheme, Punjab National Bank Mudra Compliant.

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Categories: Bank, Interest Rate, MUDRA, MUDRA Application Form, Mudra Bank, MUDRA Loan, Punjab National Bank   Tags: , , , , , , , , , , , ,

फर्जी मुद्रा बैंक कालो से सावधान


अगर आपके पास भी ‘प्रधानमंत्री मुद्रा योजना’ के नाम पर कोई कॉल आए तो जरा सतर्क हो जाएं। मुमकिन है कि दिल्ली में नई तरह से हो रही ठगी का अगला शिकार आप हों। बीते 15 दिनों में ऐसे कई मामले में दिल्ली पुलिस के पास आ चुके हैं, जिसमें कारोबारियों से लाखों रुपए की धोखाधड़ी कर ली गई। वारदात के लिए आरोपी बेहद शातिराना तरीके से कुछ देर के लिए मोबाइल बंद करा देते हैं। उसके बाद जब मोबाइल ऑन होता है तब तक ऑनलाइन ट्रांजैक्शन हो चुका होता है। इसी तरह करीब 7 लाख से अधिक ठगी का शिकार रोहिणी के एक फैक्ट्री मालिक संदीप बंसल हुए हैं। आरोपियों ने 2 घंटे तक संदीप बंसल और उनकी वाइफ का मोबाइल फोन बंद करा दिया। इस बाबत संदीप बंसल ने आरोपियों की सीसीटीवी फुटेज के अलावा सबूत सौंपे हैं। पुलिस ने केस दर्ज कर जांच शुरू कर दी है।

संदीप बंसल की बवाना इंडस्ट्रियल एरिया में ऑटो पार्ट्स की फैक्ट्री है। उन्हें अपने बैंक में ओडी बढ़वानी थी। इसके लिए उन्होंने संपर्क किया। इसके अगले ही दिन से उनके पास मोबाइल पर बैंक के नाम से कॉल आने लगीं। आरोपियों ने प्रधानमंत्री मुद्रा योजाना का हवाला देकर ओडी में अतिरिक्त एक से दो पर्सेंट छूट दिलाने की बात कही। अश्विनी शर्मा नाम के शख्स ने बताया कि 2 साल की आईटी रिटर्न, आधार कार्ड की कॉपी, टेलिफोन बिल, पैन कार्ड और कैंसल चेक देने होंगे।

डॉक्युमेंट्स दिए, फोन हुए बंद
बंसल ने 2 दिन की मोहलत मांगी और सारे डॉक्युमेंट इकठ्ठा कर लिए। अश्विनी का फिर फोन आया और उसने कहा कि वह अपने एग्जिक्यूटिव को भेज रहा है। विशाल नाम का शख्स पहुंचा। बंसल ने उसे बताया कि फैक्ट्री वाइफ के नाम से है। उसने वाइफ के साइन की बात कही। संदीप उसे घर लेकर पहुंचे। जहां पर सारे दस्तावेज पर साइन करा लिए। टेलिफोन बिल की कॉपी और कैंसल चेक भी लिए। लेकिन उसने चेक भरवाते वक्त अपना पेन दिया। उसके अगले दिन दोपहर 12 बजे से 2 बजे तक बंसल व उनकी वाइफ का मोबाइल बंद हो गया।

तब तक हो चुकी थी देर
उन्होंने कस्टमर केयर पर फोन किया तो पता चला कि उनके नाम से कॉल की गई थी। जिसके बाद फोन बंद किए गए। यह भी बताया गया कि इसी तरह एक दिन पहले भी फोन बंद कराया गया था। संदीप बंसल को अहसास हुआ। उन्होंने तुरंत बैंक से पता किया तो मालूम चला कि 7.15 लाख रुपए अकाउंट से अलग-अलग खाते में जा चुके हैं। उन्होंने पुलिस में केस दर्ज कराया है। बैंक से संपर्क किया। वहां से जवाब मिला कि इस नाम का कोई भी उनके यहां कर्मचारी नहीं है।

पहले भी हो चुकी हैं वारदात
कुछ इसी तरह पिछले हफ्ते मोती नगर में प्रधानमंत्री मुद्रा योजना के नाम पर एक कारोबारी के अकाउंट से बेहद चालाकी से लाखों रुपये उड़ा लिये। इसके लिए कारोबारी का मोबाइल नंबर तक बंद करवा दिया। ताकि कैश के निकलने का मैसेज न मिल सके। कारोबारी ने बैंक में जाकर बैलेंस का पता किया तब उन्हें अपने साथ हुई ठगी का पता चला। इस बाबत उन्होंने मोती नगर थाने में मय सबूतों के साथ केस दर्ज कराया है। पुलिस मामले की जांच में जुटी है।

हम आपको बताना चाहेंगे की मुद्रा बैंक किसी को भी मुद्रा लोन के लिए फ़ोन या ईमेल नहीं भेजता हैं| किसी भी प्रकार के प्रलोभनों वाले फ़ोन या ईमेल के झांसे में ना आये क्योकि सभी बैंक मुद्रा लोन देने के लिए अधिकृत हैं और वो कभी आपको कॉल नहीं करेंगे| बेहतर हो की आप बैंक की शाखा से ही सीधा संपर्क करे|

यदि आपको कोई मुद्रा लोन से सम्बंधित कॉल आ रही हैं तो तुरंत उस नंबर को जाकर प्रकाशित करे ताकि अन्य लोग भी   इस प्रकार की कॉल्स को  ना उठाये| पर आपके विशवास व सहयोग के लिए कोटि कोटि धन्यवाद|

Tags:- Fake Mudra Bank Calls, Fake Mudra Bank Loan Call, Fake MUDRA Calls, Fake MUDRA loan Calls


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Be the first to comment - What do you think?  Posted by JIAN - November 26, 2017 at 3:30 pm

Categories: Bank, MUDRA, Mudra Bank, MUDRA Loan   Tags: , , ,

Mudra Loan Online, Apply Now

Dear Friends,

Hope you all are doing well, day by day we are getting lots of mail and query online for Mudra loan. We are happy to see that people are taking too much interest in Pradhan Mantri Jan Dhan Yojana (PMJDY) & planning to start his/her own business. We all are here to support and guide on finance related issues. We took initiative to guide through www.murabank.


Friend, we started online form facility so that person who are facing issue by bank branches, can fill form online. We always suggest that you should visit your nearest bank branch first to understand the scheme. If bank employee or staff will not cooperate with you or not provide or deny about Mudra loan than you can apply online through our portal. We will send your request cum complaint to senior official to take prompt action.

I hope you understand that the MUDRA lona is a kind of facility for you not rights. Bank will check your repay capacity before disburse the MUDRA or any other kind of loan. We also request you “Please do not pay any money for MUDRA loan” & report if someone is demanding money for it. You can write about it to us or CVO of that bank.

Best of luck…


Jeevan Pant

Click here for Mudra Loan Application Form..

प्रिय मित्रो,

आशा हैं की आप सभी कुशल मंगल होंगे| दिनों दिन हमारे पोर्टल पर लोगो के सुझाव व प्रशन लगता बढ़ रहे हैं इसे देखकर हमें प्रसन्नता और दाइत्व दोनों का बोध होता हैं| हमने वेबसाइट बनाते समय यह कभी नहीं सोचा था की इस प्रकार हमें लोगो को प्यार मिलेगा| वेबसाइट बनाने और लोगो के प्रश्नों का उत्तर देते हुए हमें यह पता लगा की कई बैंक शाखाये लोगो को मुद्रा योजना और किस प्रकार मुद्रा लोन के लिए आवेदन किया जाता हैं उसके लिए भ्रमित कर रही हैं| आश्चर्य तो तब हुआ जब बैंक की शाखाओ ने लोगो को सीधे सीधे मना करना शुरू कर दिया की हमारे यंहा मुद्रा लोन नहीं दिया जाता हैं और हमारी लोन की निर्धारित सीमा पूरी हो गयी हैं |

यह सब पढने के पश्चात हमें लगा की हमें सूचना देने से बढ़कर इस उद्देश्य में हिस्सेदारी सुनिश्चित करनी होगी | इसके लिए हम लोगो ने एक ऑनलाइन प्राथना पत्र बनाया ताकि जिन लोगो को बैंक शाखा इस विषय में परेशान कर रही हैं हम उन लोगो आवेदन शिकायत के साथ सम्बंधित बैंक के अधिकारियो व इससे सम्बंधित सरकारी अधिकारियो को भेजे ताकि उन्हें भी पता लगे की घोषणा व क्रिन्यान्वय में जमीन आसमान का अंतर हैं|

आप सभी से अनुरोध हैं की ऑनलाइन सुविधा का लाभ लेने से पहले आप सम्बंधित बैंक में जरूर जाए और बैंक के कर्मचारियों से मिले और उनसे बात करे| सच मानिये समाज में सभी लोग एक जैसे नहीं हैं | लेकिन अगर फिर भी आपको बैंक से कोई सूचना नहीं मिलती हैं तो आप बैंक किस शिकायत पुस्तिका में इसके बारे में लिख सकते हैं और ऑनलाइन आवेदन कर सकते हैं|

आशा करता हूँ की आप इन सभी बातो को आत्मसात करेंगे और ऑनलाइन आवेदन करने से पहले बैंक शाखा में जरूर जायेंगे|

आप सभी का संह्योग देने के लिए कोटि कोटि धन्यवाद|

आपका मित्र

जीवन पन्त 

मुद्रा लोन के आवेदन के लिए यंहा स्पर्श करे 

Tag:- Apply Mudra loan online, Mudra Loan online, Mudra loan application online, Mudra loan application

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1,916 comments - What do you think?  Posted by JIAN - March 1, 2017 at 7:50 pm

Categories: MUDRA, MUDRA Application Form, MUDRA Loan   Tags: , , ,

PMKVY & Mudra Bank Loan


Pradhan Mantri Kaushal Vikas Yojana is a unique initiative by the Government of India that aims to offer 24 lakh Indian youth meaningful, industry relevant, skill based training. Under this scheme, the trainees will be offered a financial reward and a government certification on successful completion of training and assessment, which will help them in securing a job for a better future.

After completion of Pradhan Mantri Kaushal Vikas Yojana (PMKVY) candidate can start its own business & apply for MUDRA Loan via financial institutions. Banks/ FI always prefer to provide loan to skilled or trained person.

Under PMKVY you can apply at any branch for Mudra loan. Under MUDRA scheme banks will provide you collateral free loan under Shishu, Tarun and Kishor scheme.

Tags:- Pradhan Mantri Kaushal Vikas Yojana & Mudra Bank Loan, PMKVY & MUDRA Bank, Mudra Loan and PMKVY. PMKVY & Mudra Scheme.

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87 comments - What do you think?  Posted by JIAN - May 13, 2016 at 12:17 pm

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MUDRA Interest Rate

Modi Government has launched the MUDRA Scheme for weaker sections & small entrepreneurs but after the launch there is not clarity on Interest Rate.

Now we are providing interest Rate details according to MUDRA Scheme.

Under Mudra Shishu Yojana banks are providing loan upto 50,000/-. It is basic scheme and banks are charging very nominal interest rate which is around 10% to 12%. We also found that the Nationalize banks are charging less interest rate than private banks etc.

Under Mudra Kishor Yojana bank are providing loan upto 5,00, 000/- rupee. It is middle scheme & comes in category of unsecured loan & its Interest rate rate is high from14% to 17% depends on bank to bank. We suggest you to differentiate interest rate between Nationalize bank and Private bank before apply MUDRA Loan.

Mudra Tarun Yojana is the last scheme of government of India. Under MUDRA Tarun Scheme applicant can apply loan between 5,00,001 to 10,00,000/-. It is also an unsecured Loan and its rate of interest rate is high and starts from 16% and very bank to bank. In every case the interest rate between Nationalise bank and Private banks are different. Please check interest rate before apply loan.

As per our experience banks are not taking interest to approve MUDRA loan because of in-secure loan. Bank has right to dis-approve your loan request but they will process your loan application before deny.

If you are still facing any issue or bank employees are harassing you or demanding bribe. Please contact with CVO of concern Bank or local authority or mail us at info (at)

Tags:- MUDRA Interest Rate, Interest Rate MUDRA, MUDRA Bank Interest, Interest Rate under MUDRA Scheme, MUDRA Scheme Interest Rate, SHISHU Interest Rate, KISHOR Interest Rate, MUDRA Loan Interest Rate, Tarun Interest Rate.

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221 comments - What do you think?  Posted by JIAN - October 8, 2015 at 3:14 pm

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MUDRA Loan Application Form

MUDRA Loan application form..

With the help of below link you can download the application form to get MUDRA Bank Loan. Please check our other pages or visit official websites of MUDRA ( in) for more details.

We are providing down-loadable version of Shishu Loan Application under MUDRA Lone.

Mudra Bank Loan Application form Download

List of Documents require for MUDRA LOAN Download

Tag:- Download MUDRA application form, MUDRA Loan form, Download Mudra Form, MUDRA FORM, MUDRA Loan Application Form, Download MUDRA Loan Application Form

Note:- We are not association with any of Govt. of agency. We are here to provide information only. For updates please visit official website of MUDRA.

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185 comments - What do you think?  Posted by JIAN - September 30, 2015 at 3:18 pm

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List of Documents require for MUDRA LOAN

List of Documents which is require for MUDRA Bank Loan

  • Proof of Identity:- Voter ID Card, Passport, Driving License, PAN Card, Signature identification from present bankers of proprietor, partner of director (if any company)
  • Proof of Residence:- Recent telephone bills, electricity bill, property tax receipt, Passport, Voter’s ID Card of proprietor, partner of Director (If any company)
  • proof of business address or establishment.
  • Applicant should not be defaulter in any Bank or Financial Inclusion firm.
  • Last three years (Audited or Unaudited) balance sheets of the units along with Income Tax/ Sales tax returns etc. (Applicable for all cases from Rs. 2 lakh and above)
  • Memorandum and articles of association of the Company / Partnership Deed of partners etc.
  • Assets and liabilities statement of promoters and guarantors along with last income tax return.
  • Rent Agreement (If business premises on rent) and clearance from pollution control board if applicable.
  • SSI/MSME registration if applicable.
  • Projected balance sheet for the next two years in case of working capital limits and of the period of the loan in case of term loan (For all cases of Rs. 2 lakh and above).
  • Photocopies of lease deeds/ title deeds of the properties being offered as primary.

Tag:- Mudra Loan documents, Documents for MUDRA, Loan documents, Mudra loan India, Mudra Bank

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Source:- Bank of Baroda
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